pawnee city community foundation: new construction program

$50,000 in down-payment assistance available

The Pawnee City Community Foundation (PCCF) is offering a development subsidy to help buyers maintain affordable payments. The $50,000 subsidy offered will be in the form of a 0%, 0 payment loan for as long as you own and live in the home. Please inquire for additional details.

The Pawnee City Community Foundation (PCCF) was awarded $640,000 from the Nebraska

Department of Economic Development (NDED) to establish a new construction program within City Limits. This program will build three new single-family homes that will be available to purchase by income-qualified buyers who are at or below 120% of the area median income for Pawnee County (based on family size).

2025 Income limits to qualify for down-payment assistance

(120% of AMI for Pawnee County):

1 Person: $75,900

2 Persons: $86,700

3 Persons: $97,575

4 Persons: $108,375

5 Persons: $117,075

6 Persons: $125,775

7 Persons: $134,400

8 Persons: $143,100

Must qualify for a first mortgage.

how do i know if i’m eligible?

There are certain eligibility requirements, including income and assets. All prospective buyers must be able to qualify for a first mortgage. You do not have to be a first-time home owner.

application process

Homebuyer applications will be received on a rolling basis until three applicants are verified and approved for the program. Be sure to thoroughly fill out your application form to help expedite the verification process.

To proceed once you've returned the completed application, please provide the following documents and information:

1. Pre-approval letter from your lender - Letter must include the following:

a. Maximum amount you will borrow

b. Mortgage payment per month including taxes and insurance

c. Interest rate

d. Mortgage term/amortization schedule

e. Bank information/lender contact information

Note: If you plan to utilize the affordability assistance up to $50,000, the loan amount of the home is $275,000. Otherwise, the purchase price is $325,000. Applicants must obtain a long-term mortgage with an amortization schedule of no less than 15 years. No short-term mortgages will be allowed.

2. Copies of the following most recent statements for anyone 18 years of age or older that will be living in the home:

2 months of pay stubs
2 months of bank statements for each account
Retirement statement for each account
Social Security statement (if applicable)
Federal Tax Return (all pages)
W-2's

Apply here

Please note: To complete the application online, you will need to click “File”, “Download”, then open the application, fill in responses, and save. The completed application can be emailed to Nichole Jones at njones@sendd.org or mailed to the address below:

SENDD

Attn: Nichole Jones

7407 O St

Lincoln, NE 68510

Contact Housing Specialist - Nichole Jones at 402.907.2026 | njones@sendd.org or Director of Housing Services - Jim Warrelmann at 402.475.2560 | jwarrelmann@sendd.org with questions about the application process.

The Fair Housing Act protects people from discrimination when they are renting, buying, or securing financing for any housing. The prohibitions specifically cover discrimination because of race, color, national origin, religion, sex, disability, and the presence of children.

Homes For Sale

303 13th St

333 13th St

PROPERTY DETAILS

This program will construct three new single-family homes within City Limits. The following features will be included in the build out of both homes:

Each home will be 1,220-1,280 square feet with 9' ceilings throughout the homes

3 bedrooms | 2 bathrooms | 2 car garage

Unfinished basements with 2-bed, 1-bath rough-in

Floor plans are available upon request to all prospective buyers. If applicants are verified as eligible for the program prior to the construction completion, they may be able to indicate preference for certain features on the new home, such as siding color, interior finishing, etc. (Pending budget availability)

SALES PRICE

Sales price on each unit will be $320,000-$330,000. PCCF is offering up to $50,000 in affordability assistance making the actual price as low as $270,000-$280,000.

Walk-through

303 13th St, Pawnee City, NE

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333 13th St, Pawnee City, NE

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10 Great Reasons to Move to Pawnee City, ne

Pawnee City offers affordable living, strong community, and a high quality of life—perfect for families, remote workers, and anyone seeking small-town charm with room to grow.

Affordable Homeownership – Up to $50,000 in down payment assistance available.
Quality Healthcare – Pawnee County Memorial Hospital with 24/7 emergency care.
Excellent Schools – Small class sizes and strong academic programs.
Safe & Welcoming – Low crime and a friendly, tight-knit community.
Parks & Recreation – Pool, parks, youth sports, outdoor activities, and a rare 9-hole sand green golf course.
Convenient Location – 140 miles to Kansas City, 90 miles to Omaha, 80 miles to Lincoln, 40 miles to Beatrice.
Growing Opportunities – New housing, workforce development, and business growth.
Low Cost of Living – Affordable homes and low property taxes.
Strong Community Spirit – Local events, volunteers, and engaged neighbors.
Bright Future – New homes, city-wide improvements, and revitalization.